
Where it really shines is its ability to track investments and net worth, retirement calculator, and investment fee analyzer. The Bottom Line: Personal Capital’s budgeting tool isn’t as powerful as some, but it helps you make a plan for your money and track your spending. You can use them indefinitely with no obligation to buy additional services. Pricing: Although Personal Capital’s wealth management services carry a low fee, the financial tools, including budgets, are always 100% free.
Ynab budgeting or couples full#
Check out our full Personal Capital review to learn more, or follow the link below to get started.
Ynab budgeting or couples free#
In our opinion, Personal Capital is one of the best money-management apps on the market - certainly the best free one. It’s called Personal Capital Cash, and it also has no fees. Recently, they even debuted an FDIC-insured bank account through a partnership with UMB Bank. We also love that the dashboard includes all the key financial insights you need, including how your net worth is trending over time.


We’ve been using Personal Capital for years, and our two favorite tools are the free investment fee analyzer and the retirement calculator. Just connect your accounts, jump to the Personal Capital dashboard, and see your entire financial picture in one place. Even better, you can track your investments, cash flow, and net worth. With Personal Capital, you can build a budget and track your spending. It’s a suite of financial tools and wealth management services. Personal Capital is more than just a budgeting app.

